Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Little Falls is a city in Herkimer County, New York, USA. The population was 5,188 at the 2000 census. The name is derived from a small cataract near the city. The City of Little Falls is located at the southeastern corner of the Town of Little Falls and is east of Utica. Little Falls has a picturesque location on the slope of a narrow and rocky defile, flowing through which the river falls 45 feet (13 m) in less than a mile (1.6 km), forming a number of cascades.