Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Margaretville is a village in Delaware County, New York, United States. The population was 643 at the 2000 census. The Village of Margaretville is in the Town of Middletown. The village is on the border of the Catskill Park. Margaretville is located at 42°8′51″N 74°39′4″W / 42.1475°N 74.65111°W / 42.1475; -74.65111 (42.147496, -74.651090). According to the United States Census Bureau, the village has a total area of 0.7 square miles (1.8 km), all of it land. Margaretville was the boyhood home of Dr. Orvan Hess, inventor of the fetal heart monitor and one of the first doctors to successfully treat a patient with penicillin. Hess was influenced by beloved Margaretville physician, Dr. Gordon Maurer.