Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Modena is an unincorporated hamlet in Ulster County, New York, United States. It is located in the northwestern corner of the town of Plattekill, centered at the junction of the US 44/NY 55 concurrency and NY 32. It has the ZIP Code 12548. It takes its name from Mary of Modena, newly wed to James II when it was first settled in the late 17th century. Today it in turn lends its name to a service area nearby on the southbound New York State Thruway. It has long been a primarily rural community with minimal development, although that has been changing enough for Hannaford to build one of its supermarkets on Route 32 just south of the junction.