Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Monsey is a hamlet, in the Town of Ramapo, Rockland County, New York, United States located north of the state of New Jersey; east of Suffern; south of Airmont and west of Nanuet. The 2000 census listed the population at 14,503. The hamlet has a large and influential community of Orthodox Jews, consisting predominantly of Chasidim, Hareidim and other Orthodox groups, as well as the Vizhnitz-Monsey hasidim who reside mostly in the Village of Kaser. Rockland County was inhabited by the Munsee band of Lenape, or Delaware Indian, of the Algonquian languages. Monsey Glen, an Indian encampment, is located west of the intersection of NY 59 and NY 306. Numerous artifacts have been found there and some rock shelters are still visible. The Monsey railroad station, which received its name from Munsee, a Lenape chief, was built when the New York & Erie Railroad passed through the glen in 1841.