Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Montauk is a census-designated place (CDP) that roughly corresponds to the hamlet (unincorporated community) with the same name located in the town of East Hampton in Suffolk County, New York on the South Shore of Long Island. As of the United States 2000 Census, the CDP population was 3,851. Montauk is the easternmost census-designated place in New York State. Strategically located at the tip of the South Fork peninsula it has been used as an Army, Navy, Coast Guard and Air Force base. Located 20 miles (32 km) off the Connecticut coast, it is home to the largest commercial and recreational fishing fleet in New York State. The Montauk Point Light was the first lighthouse in New York state and is the fourth oldest active lighthouse in the United States. Montauk is a major tourist destination and it boasts six state parks. It is particularly famous for its fishing (claiming to have more world saltwater fishing records than any other port in the world) and surfing. The Deep Hollow Ranch is the oldest cattle ranch in the United States.