Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Newburgh is a city located in Orange County, New York, United States 60 miles (97 km) north of New York City, and 90 miles (140 km) south of Albany, on the Hudson River. The population was 28,259 at the 2000 census. Figures released by the U. S. Census Bureau in late June 2009 estimated that the population at that time was 28,101. Newburgh is a principal city of the Poughkeepsie–Newburgh–Middletown, NY Metropolitan Statistical Area (MSA), which includes all of Dutchess and Orange counties. The two-county MSA had a population of 621,517 at the 2000 census. A July 1, 2007 estimate placed the population at 669,915. Poughkeepsie-Newburgh-Middletown is also a component of the larger New York–Newark–Bridgeport, NY-NJ-CT-PA Combined Statistical Area (CSA). The City of Newburgh is along the Hudson River, between the Town of Newburgh and the Town of New Windsor. Just east of the city, across the Newburgh-Beacon Bridge, lies the city of Beacon, New York. The City of Newburgh is surrounded on the north and the west by the Town of Newburgh, of which it was a part prior to 1865. Census estimates in 2005 indicate that the population of the City of Newburgh had at that time dropped to 24,966 and increased in the Town of Newburgh to 30,508 thus making the Town more populous than the City for the first time in history. The entire southern boundary of the City of Newburgh is with the Town of New Windsor. Most of this boundary is formed by Quassaick Creek.