Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
North River is a hamlet in the Town of Johnsburg, in Upstate New York, within the Adirondack Mountains. It is located on the upper Hudson River five miles north of the village of North Creek in Warren County, on the northern border with Hamilton County. Historically it was one of the centers of the New York State garnet industry. The last remaining garnet mine in New York is located close to North River. The hardest garnets in the world come from the Adirondacks and are still in demand, especially for industrial use. There is also a former garnet mine, the Hooper Mine, that is a tourist site. A local attraction is Gore Mountain, one of the tallest in New York and a skiing center.