Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Old Forge is a hamlet on New York State Route 28 in the town of Webb in Herkimer County, New York. Old Forge was formerly a village that dissolved its incorporation, but remains the principal community in the region. Old Forge forms an extensive business district, primarily directed at tourism especially during the summer months. The local school is the Town of Webb UFSD, a K-12 institution with the Eskimo as their mascot. Old Forge often records the lowest winter temperatures in New York. On February 17, 1979, the record low temperature for New York was set in Old Forge at -52 degrees Fahrenheit.