Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Pine Island is a hamlet in the Town of Warwick in Orange County, New York, USA. It is the largest community in the Black Dirt Region. It has the ZIP Code 10969. It gets its name from being slightly elevated over the surrounding land. In the days before the nearby Wallkill River was rerouted to control flooding, it would often be an actual island for a period of time in the spring. The Pine Island Fire District is centered here with the main station located on County Route 1, and a sub-station in the Hamlet of Amity, and the Amity Fire Station.