Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Saranac Lake is a village located in the state of New York, United States. As of the 2000 census, the population was 5,041. The village is named after Upper, Middle, and Lower Saranac Lakes, which are nearby. The Village of Saranac Lake covers parts of three towns and two counties, Franklin and Essex. The village boundaries do not touch the shores of any of the three Saranac Lakes; Lower Saranac Lake is a half mile west of the village. The northern reaches of Lake Flower, which is part of the Saranac River, lie within the village. The town of Saranac is an entirely separate entity, 33 miles (53 km) to the northeast. The village lies within the boundaries of the Adirondack Park, about seven miles (11 km) from Lake Placid. These two villages, along with nearby Tupper Lake, comprise what is known as the Tri-Lakes region. Saranac Lake was named the best small town in New York State and ranked 11th in the United States in The 100 Best Small Towns in America. In 1998 the National Civic League named Saranac Lake an All-America City and in 2006 the village was named as one of the "Dozen Distinctive Destinations" by the National Trust for Historic Preservation. The village has 186 buildings that are listed on the National Register of Historic Places.