Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Silver Bay is a hamlet in the town of Hague in Warren County, New York, United States. It lies on a small bay on Lake George and is the site of a YMCA conference center. The conference center is one of only a few of its type in the United States and is host to many large groups throughout the year. The center was started in 1900 and has grown ever since. Notable structures include the historic Hepbron Hall, built in 1901, a sprawling Victorian Mansion built in 1895 called Paine Hall, a 700 person auditorium built in 1909, Helen Hughes Chapel, built in 1923, Fisher Gymnasium (1917) and the Boathouse. Many of the buildings are excellent examples of Adirondack architecture. There is also a traditional-style Ice Creme Parlor open during the spring, summer, and fall.