Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Walker Valley is a hamlet located in the western part of the Town of Shawangunk in Ulster County, New York, U.S. , generally thought of as coterminous with the 12588 ZIP code. The population was 758 at the 2000 census. Walker Valley is one of the three geographic parts of the town that local residents use. It is centered around NY 52 in the western part of town, where it begins to slope up to the Shawangunk Ridge.