Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Wanakena is a hamlet located on the shore of Cranberry Lake in the town of Fine in St. Lawrence County, New York, United States. Tourism is a major industry in the area; a small year-round population is supplemented by an influx seasonal residents each Summer. It is the location of the Ranger School of the State University of New York College of Environmental Science and Forestry.