Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Coinjock is an unincorporated community in Currituck County, North Carolina. It is located on U.S. Route 158 between Barco and Grandy, about 20 miles (32 km) south of the Virginia state line, and is at mile marker 50 on the Intracoastal Waterway. The island to the east of Coinjock in the Currituck Sound has a village called Waterlily, which uses the postal address of Coinjock as well. This island is also known as Church's Island by locals because of a decayed church that was once a landmark of the tiny community. Coinjock is bordered by Currituck Sound to the east; the North River lies to the west. Its Zip code is 27923. Residents suggest the name Coinjock is of Native American origin referring to mulberries, which might have been prevalent in the area many years ago. There are no mulberry trees there now. The name has also been spelled Coenjock, Cowenjock, or Cornjack and sometimes as two words with the second beginning with a capital J. Bishop Thomas Coke visited Coenjock, as he called it, and preached to a small congregation in its chapel on March 19, 1785.