Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Linville is a community centered just south of the US 221 and NC 105 intersection in Avery County, North Carolina. The community -- at times known as Clay or Porcelain -- was founded in 1891 and named for William and John Linville, who were killed by Cherokees in 1766. The East Tennessee and Western North Carolina Railroad ("Tweetsie") passed through the community from 1916 till 1940, when a major flood washed away the tracks;; the old rail route later became NC 105 in 1956.