Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Merry Hill is a rural area that is composed of mostly farm land. Within the town there are two schools, John P. Law Elementary School (Public), and Lawrence Academy (Private). John P. Law Elementary School was shutdown in 2006 due to a diversity issue. Lawrence Academy was founded in 1968 and is located on Avoca Farm Road. This small private institution prides itself on being "uniquely different". In the middle of the town is the post office, with the zip code 27957. Avoca Incorporated is a large company, located where the original Avoca Plantation existed, that profits from botanical extraction. Salmon Creek twist and turns threw the wooded area of Merry Hill and opens up to the Albemarle Sound. This is know as the Mouth of Salmon Creek. There is currently a golf course under construction in Merry Hill that overlooks the Mouth of Salmon and reaches out into the Albemarle Sound. The course was designed by retired professional golfer Arnold Palmer. It is expected to reach completion in the near future.