Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
New Bern (the accent is pronounced on "New") is a city in Craven County, North Carolina with a population of 23,128 as of the 2000 census. The estimated population in 2006 was 27,650. It is located at the convergence of the Trent and the Neuse rivers, 87 miles (140 km) northeast of Wilmington. New Bern is the second oldest town in North Carolina and served as the capital of the North Carolina colonial government and then briefly as the state capital. It is the county seat of Craven County and the principal city of the New Bern Micropolitan Statistical Area. Originally a Swiss settlement, the city is named after the capital of Switzerland, Bern and shares its flag. The Swiss connection (just as the Dutch in New Amsterdam, and German immigrants in Pennsylvania Dutch) with England was established by Marian exiles and marriages of the Royal House of Stuart, important people in the history of the Calvinism. New Bern is commonly known as the birthplace of Pepsi Cola.