Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Salvo is an unincorporated community located in Dare County, North Carolina, on Hatteras Island, part of North Carolina's Outer Banks. Originally part of the settlement of Chicamacomico, Salvo was originally known as Clarks or Clarksville. The name "Salvo" allegedly stems from the American Civil War, during which a passing Union vessel spotted the settlement, which was not marked on their maps. The commanding officer ordered an attack, and a sailor marked the site on his map with the word "Salvo. " The name was formally given to the town when it received a post office in 1901. The Salvo post office, one of the smallest postal facilities in the United States, was destroyed by an arsonist in 1992. A replacement post office was constructed later in the decade.