Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Cartwright is an unincorporated community in northwestern McKenzie County, North Dakota, United States. The community is named for Samuel George Cartwright, a rancher, trapper, and hunter, who was the first settler in the area. It lies along North Dakota Highway 200 west of the city of Watford City, the county seat of McKenzie County. Its elevation is 1,906 feet (581 m). Although it is unincorporated, it has a post office, with the ZIP code of 58838.