Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Zap is a city in Mercer County, North Dakota in the United States. The population was 231 at the 2000 census. Zap was founded in 1913. The city was named by a railroad company official after the Ukrainian town of Zaporizhia which lies almost exactly on the same line of latitude. There is a story that it was named after the town of Zapp in Scotland however no such place exists. The new settlement also had a coal mine at its edge.