Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Gypsum, referred to by locals as "sinkhole" or "God's Country", is an unincorporated community in eastern Portage Township, Ottawa County, Ohio, United States. Although it is unincorporated, it has a post office, with the ZIP code of 43433.. Children from Gypsum families generally attend the Port Clinton City School District. The neighborhood is considered friendly, home-spun, and mainly conservative. The community is name for the gypsum rock, the mining of which was originally the foundation of the community's business, commerce, and population growth. Because these mines are located throughout the community and township, the area is subject to excessive erosion because of sinkholes — hence the name "sinkhole".