Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Kipton is a village in Lorain County, Ohio, United States. The population was 265 at the 2000 census. Kipton was the site of a famous train wreck on April 19, 1891, which was caused by railroad engineers' watches not being in sync and led to the adoption of stringent quality-control standards for railroad chronometers in 1893. Kipton is at one end of a rail trail, the North Coast Inland Trail. The path travels east from Kipton and then curves northeast, going through Oberlin and continuing on to Elyria. There is a small park in Kipton where the path terminates.