Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Lafferty is an unincorporated community in northeastern Union Township, Belmont County, Ohio, United States, along Wheeling Creek. Although it is unincorporated, it has a post office, with the ZIP code of 43951. Lafferty has one church, had two railroad tracks and has a moose lodge, and it had a movie theater back in the 1930's. Lafferty is part of the Wheeling, WV-OH Metropolitan Statistical Area.