Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Troy is a city in Miami County, Ohio, United States. The population was 21,999 at the 2000 census. It is the county seat of Miami County as well as the largest city in the county and is part of the Dayton Metropolitan Statistical Area. Troy was one of the cities impacted by severe flooding in the Great Dayton Flood of 1913.