Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Watertown is an unincorporated community in southwestern Watertown Township, Washington County, Ohio, United States. Although it is unincorporated, it has a post office, with the ZIP code of 45787. It lies near the intersection of State Routes 339 and 676 near Wolf Creek, which meets the Muskingum River at Waterford to the north. In 1986, the community was listed on the National Register of Historic Places in 1986 as a historic district, the "Watertown Historic District. " The district includes examples of the Stick/Eastlake and Queen Anne architectural styles.