Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Milfay is a small unincorporated community in Creek County, Oklahoma, United States. The post office was established December 14, 1911. The community was named after Charles Mills and Edward Fay, two railroad officials. In the 2003-2005 HBO fictional television series Carnivàle, Milfay is the home town of Ben Hawkins, the series' main protagonist.