Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Peggs is a small unincorporated community of 100 residents in Cherokee County, Oklahoma, United States. The post office was established December 6, 1899. It was named for Thomas Pegg, acting principal chief of the Cherokee Nation during the Civil War. A large minority of its residents are Native American, most of them members of 10 tribal groups such as the Cherokee Nation and the Muscogee Creek Nation. One of Oklahoma's deadliest tornados hit Peggs on May 2, 1920, killing 71 people.