Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ramona is a town in Washington County, Oklahoma, United States. The population was 564 at the 2000 census. The town began as Bon-Ton, but changed its name to Ramona in 1899 in honor of the Helen Hunt Jackson novel of the same name. The town is one of four communities that makes up the consolidated Caney Valley School District. Ramona was an oil town and was also a stop for the Santa Fe railroad. When the oil dried up, there was no other industry to support Ramona, so the town began to die out. Very little business remains in the town, aside from a garage, a bank, a medical clinic, a small grocery, and sundry other small businesses. For 30 years the town was under the jurisdiction of the Washington County Sheriff's Office after the police department disbanded and the former Chief of Police was sentenced to prison. Under the leadership of the former mayor, the late Roman Ward, the police department was reinstated, the water lines were repaired/replaced, and a grant was accepted from the Cherokee Nation to repave the streets. The town also supplies natural gas service to the Wal-Mart distribution center 5 miles north of town.