Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Wardville is a small unincorporated community in northern Atoka County, Oklahoma, United States, along State Highway 131 14 miles northeast of Coalgate, Oklahoma. The post office was established February 6, 1902 under the name Herbert, Oklahoma. The town was named after Herbert Ward, who was the youngest son of the towns first postmaster, Henry Pleasant Ward. The name of the town was changed to Wardville on July 18, 1907. Wardville was named for the before mentioned Henry Pleasant Ward, who served in the territorial House of Representatives and Senate and was an Atoka County judge . The Wardville Post Office closed in 2007.