Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Lorane is an unincorporated community in Lane County, Oregon, United States. It is located on Territorial Road about 20 miles southwest of Eugene; it is 13 miles northwest of Cottage Grove. The community is near the headwaters of the North Fork Siuslaw River in a valley in the foothills of the Central Oregon Coast Range. Local businesses include several wineries, including the King Estate Winery, Chateau Lorane Winery and Iris Hill Winery, and two general stores. Lorane is also home to several notable late-19th-century/early-20th-century buildings, including the Lorane Christian Church, built in 1889, the Lorane Rebekah Lodge, built in 1898, and the Lorane Grange hall, built in 1909. Although Lorane is unincorporated it has a post office; Lorane's ZIP code is 97451. Lorane is served by the Crow-Applegate-Lorane School District, including Lorane Elementary School, which was established in 1892.