Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Clarksburg is an unincorporated community in White Township, in Indiana County, Pennsylvania, United States. It is located on PA Route 286 between Indiana and Saltsburg. It contains a post office, flower shop, a bar, a Sunoco Station as well as the Clarksburg Presbyterian Church. The church has multiple spaghetti dinners on Saturdays throughout the fall and spring. There are a number of family farms in the area. It also has its own T-ball and baseball league that gets organized at the Kenneth Quick Memorial Park. Originating in the hills north and east of town, Blacklegs Creek meanders through on its way to Saltsburg to join the Kiskimenitas River, then the Conemaugh River and ultimately heading to Pittsburgh to flow into the Ohio River and beyond.