Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ephrata is a borough in Lancaster County, Pennsylvania, United States, 38 miles (61 km) south east of Harrisburg and about 57 miles (92 km) west by north of Philadelphia. It is named after Ephrath, a biblical town in what is now Israel. Ephrata's sister city is Eberbach, Germany, the city where its founders originated. Ephrata is not a place known for manufacturing, though there has been, and still is, some small industry. In its early history, Ephrata was a pleasure resort and an agricultural community. It is also home to the famous wooden pillow. Ephrata's population has steadily grown over the last century. In 1900, 2,452 people lived there, in 1910, 3,192, and by 1940, the population had increased to 6,199. The population was 13,213 at the 2000 census.