Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hutchinson is a village located in Westmoreland County, Pennsylvania, and is part of Sewickley Township, Pennsylvania. As of the 2000 census, Hutchinson had 99 single family homes, and a total population of 322. Although only about the size of a small subdivision, Hutchinson has its own post office and zip code: 15640. Hutchinson was built as a coal mining town in 1924, and is geographically located above the Hutchinson Mine. The community was named for S. P. Hutchinson, president of Westmoreland Coal Company at the time the town was built. Because it was built much later than nearby "coal patch" towns, Hutchinson was distinguished by an unusually spacious layout, in which houses had larger yards than one would find in older coal mining communities.