Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Renovo is a borough in Clinton County, Pennsylvania, 28 miles (45 km) northwest of Lock Haven. Deposits of bituminous coal and fire clay are in the region. In 1900, 4,082 people lived there, and in 1910, 4,621 lived there. In the 2000 census, the borough population was 1,318. The borough is located along Pennsylvania's Bucktail State Park Natural Area, also known as Pennsylvania Route 120, which winds through the surrounding mountains following the West Branch Susquehanna River. The town is also the home of the "Flaming Foliage Festival" held each October, generally in the second weekend, that celebrates the glorious fall colors of the area's mountains. The festival includes a parade, a queen is chosen (usually from one of the nearby high schools) and crowned. The festival serves as a 'homecoming' event for former residents of Renovo, many of whom return annually for the event.