Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Caguas (founded in 1775) is a city and municipality of Puerto Rico located in the Central Mountain Range of Puerto Rico, south of San Juan and Trujillo Alto, west of Gurabo and San Lorenzo, east of Aguas Buenas, Cidra, and Cayey. Caguas is located 20 miles (32 km) (twenty minutes to an hour by car) from San Juan and 40 miles (64 km) (an hour and a half by car) from Ponce. It is known as El Valle del Turabo (Turabo Valley) or La Ciudad Criolla (The Creole City) and its name originates from the Taíno cacique Caguax. Caguas is both a principal city of the San Juan-Caguas-Guaynabo Metropolitan Statistical Area and the San Juan-Caguas-Fajardo Combined Statistical Area.