Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Rumford, Rhode Island, is a subdivision of the city of East Providence that touches Naragansett Bay. Roger Williams originally settled at (what is now) the intersection of Roger Williams and Wilson Avenues. The settlement was told by the governor of Plymouth that the area was still under the authority of Plymouth Colony. Thus, Roger Williams crossed the Providence River and settled what is now Providence. Rumford has previously been part of three towns and two states; Rehoboth, Massachusetts, Seekonk, Massachusetts, and East Providence, Rhode Island. Rumford Baking powder was made in the town, but is actually named after Sir Benjamin Thompson, Count Rumford. Wannamoisett Country Club is also located in Rumford. This country club and golf course, designed by Donald Ross, is spread out over 100 acres (0.4 km) on Hoyt Road, and hosts the Northeast Amateur Invitational Golf Tournament each year. Agawam Hunt Country Club is also located in Rumford, and it is much older. Rumford's zip code is 02916, and the area code is 401. Several Native American tribes originally settled in the area including the Algonquin, Agawam, and Massasoit.