Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Beresford is a city in Lincoln and Union counties in the U.S. state of South Dakota. The southern two-thirds is part of the Sioux City, IA–NE–SD Metropolitan Statistical Area, while the northern one-third is part of the Sioux Falls Metropolitan Statistical Area. The population was 2,006 as of the 2000 census. The Beresford Republic is the weekly newspaper.