Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Rugby is an unincorporated community in Morgan and Scott counties in the U.S. state of Tennessee. Founded in 1880 by English author Thomas Hughes, Rugby was built as an experimental utopian colony. While Hughes' experiment largely failed, a small community lingered at Rugby throughout the 20th century. In the 1960s, the residents of Rugby began restoring the original design and layout of the community, preserving surviving structures and reconstructing others. Rugby's architecture and picturesque setting have made it a popular tourist attraction. In 1972, Rugby's historic area was listed on the National Register of Historic Places as a historic district.