Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hereford is a city in Deaf Smith County, Texas, United States. The population was 14,597 at the 2000 census. It is the only incorporated Hereford in the country. It is the county seat of Deaf Smith County. Hereford's local water supply contains an unusually high level of naturally-occurring fluorine. Since fluoride is used to protect against tooth decay, Hereford earned the title "The Town Without a Toothache". High levels consumed by longtime or young residents results in staining, though. It is also known as the Beef Capital of the World because of the large number of cattle fed in the area (the city is named for the Hereford breed). The local economy is affected significantly by growth in the dairy industry and ethanol industry. The area is known for its semi-arid climate with heavy farming and ranching throughout the area sustained by irrigation from the Ogallala Aquifer and the saltier Santa Rosa Aquifer beneath it. A rich Western heritage includes the Las Escarbadas ranch house of the XIT Ranch located southwest of Hereford in Deaf Smith County. The restored historic structure can now be seen at the Texas Tech Ranching Heritage Center.