Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
West Hartford is a unincorporated village in the town of Hartford, Windsor County, Vermont. It is the most rural of Hartford's five villages, situated on the White River and crossed by the Appalachian Trail. Almost half of the village was wiped out by a flood in 1927. Some areas have been developed for residential use, but significant forest, farming and open lands remain. West Hartford features a country store, a post office, a small library and a town park along the White River which is a popular fishing site.