Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Beaverdam is a small unincorporated community in Hanover County in the central region of the U.S. state of Virginia. It was located on the Virginia Central Railroad, which later became part of the Chesapeake and Ohio Railroad. It is the location of two historic locations: Scotchtown, a residence of Patrick Henry, and the Beaverdam Depot. It was also the childhood home of Thomas Nelson Page, a notable author and American diplomat in the 20th century. Consisting primarily of farmland, today it is an outlying suburb of Richmond. The railroad still passes through, operated by the Buckingham Branch Railroad, a Virginia-based short line railroad. Beaverdam Elementary School of Hanover County Public Schools celebrated their centennial anniversary in 2006.