Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Winchester is an independent city located in the northwestern portion of the Commonwealth of Virginia in the USA. The city's population was 23,585 according to the 2000 U.S. Census. Winchester is the county seat of Frederick County and the principal city of the Winchester, Virginia-West Virginia Metropolitan Statistical Area, which is a part of the Washington-Baltimore-Northern Virginia, DC-MD-VA-WV Combined Statistical Area. The Bureau of Economic Analysis combines the city of Winchester with surrounding Frederick county for statistical purposes. Winchester is home to Shenandoah University and the Museum of the Shenandoah Valley.