Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Fredericksburg is an independent city in the Commonwealth of Virginia located 50 miles south of Washington, D.C. , and 58 miles north of Richmond. As of the 2000 census, the city had a population of 19,279. The Bureau of Economic Analysis combines the city of Fredericksburg with neighboring Spotsylvania County for statistical purposes. It is a part of the Washington Metropolitan Area. Many Fredericksburg-area residents commute to work by car, bus, and rail to Fairfax, Prince William, and Arlington counties, as well as Washington, D.C. This has led to a long-standing debate in the area over whether or not Fredericksburg has become a part of Northern Virginia culturally.