Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ruthville is an unincorporated community in Charles City County, Virginia, United States. The community was the central point of the county's free African American population for many years, even before the Civil War (1861-1865). Following Emancipation, the crossroads community included the Mercantile Cooperative Company and Ruthville Training School. The United Sorghum Growers Club also met here. Earlier known by several other names, the name "Ruthville" recalls local resident Ruth Brown. Her name was selected when the Post Office was established there in 1880.