Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Malott is a small unincorporated community in Okanogan County, Washington, USA. The community sits on the western bank of the Okanogan River and has bridge access to highway 97. It has a general store, bar and church. Originally a stopover point with a hotel founded in 1909, most of the town was destroyed by flooding in 1938 after a dam burst. Okanogan lies 9 miles to the northeast.