Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Moclips is a census-designated place (CDP) in Grays Harbor County, Washington, United States. The population was 615 at the 2000 census. It is located near the mouth of the Moclips River. According to Edmond S. Meany the word moclips comes from a Quinault word meaning a place where girls were sent as they were approaching puberty. However, according to William Bright, the name comes from the Quinault word meaning, simply, "large stream".