Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Poulsbo is a city on Liberty Bay in Kitsap County, Washington, United States. It is the third largest city in Kitsap County and one of the main suburbs of Seattle in the Kitsap area. The population was 6,813 at the 2000 census. Poulsbo has a long history as a destination for immigrants from Scandinavia, particularly Norway and Finland. Downtown Poulsbo maintains a Scandinavian theme in its shops and restaurants, and is a popular regional tourist destination. One of its local products is now available worldwide, Poulsbo Bread, originally made in the local bakery. Many visitors arrive by boat; there are three marinas near the town, and the town's harbor is an excellent anchorage.