Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Beaver is a census-designated place (CDP) in Raleigh County, West Virginia, United States. The population was 1,378 at the 2000 census. The West Virginia community got its name around 1860 “from the great numbers of beavers abounding in the creeks during the early days of settlement,” according to “A History of Shady Spring District” compiled by the Shady Spring District Woman’s Club in 1979. When the community was eligible for a post office in the early 1900s, the residents discovered another West Virginia town already had the name. The community adopted the name “Oxley” for a Huntington, W. Va. , man who ran a clothing store. In 1929 or 1930, Grover Hedrick bought Ritter Lumber Co. and had the community name changed to “Glen Hedrick. ” The residents petitioned the federal government for another name change and finally, the community was officially named Beaver in 1939.