Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Deep Water, also known historically as Deepwater, is an unincorporated town on the Kanawha River in Fayette County, West Virginia, United States. It is best known as the starting point of the Deepwater Railway founded in 1898 by William N. Page, which was merged to create the Virginian Railway in 1907. Located near the head of navigation of the Kanawha River just a short distance downstream from Kanawha Falls, it may have been named for that reason. However, according to local legend as recounted by H. Reid in The Virginian Railway (Kalmbach, 1961), it was named by Squire James Galsepy Kincaid and other locals on a rainy day in 1871 as a commentary on the standing groundwater outside the new post office along Loup Creek.