Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hacker Valley is an unincorporated community in northern Webster County, West Virginia, United States. Its ZIP Code is 26222. The valley was named for its first settler, John Hacker, who reportedly took possession of a tract of land nearby by "tomahawk mark" around 1772. Hacker Valley is home to Holly River State Park and serves as the southern end of the Mountain Parkway Byway scenic byway. The community is also contains the grave of George Lough (died 1817), which is believed to be the oldest marked grave in northern Webster County.